Articles

The Appraisal Process

By SaleCore on April 29,2021

Whether you’re buying a new house, selling a house or refinancing an existing mortgage, a home appraisal is a key component of each transaction. Understanding the appraisal process and how it impacts your home’s value is extremely important. The more you understand, the smoother the transaction will be.

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Saving for a Down Payment

By SaleCore on April 25,2021

Purchasing a home is a big financial step and the amount that you need to save for a down payment can be daunting, but it’s certainly not impossible. Homeownership can be one of the cornerstones of building wealth. But to ensure that it is truly a wealth-building tool and not a financial burden, you must be prepared for the financial obligations of your investment. This means not only being able to afford your monthly mortgage payment and other expenses of owning a home, it also means saving for a down payment. Knowing how to save for a down payment takes a little bit of planning, a lot of discipline, and sometimes more time than you realize. Here are some key ways to help ensure you have enough money when it's time to go house-hunting.

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Preparing to Sell

By SaleCore on April 15,2021

Preparing to sell your home is a huge undertaking, and the little things can make a big difference. Careful planning and knowing how to professionally prepare your home is imperative to ensure your house stands out and attracts as many buyers as possible. With so many changes over the past year, home features that were once just "nice-to-haves" may now be "must-haves" for buyers. You’ll need to consider what homebuyers are looking for in 2021 to make your home the most attractive house on the market. Features like home offices, updated kitchens, and move-in ready homes can’t be overlooked, and you will need to go above and beyond to prep your house for sale. Start by walking through your home as if it is the first time and take notes on what you, as a potential homebuyer, would notice, and then resolve those issues.

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Happiness at Home

By SaleCore on April 08,2021

The outside world can be a stressful and uncertain place, especially these days. Our personal priorities pull us in so many different directions, from work calls and meetings to children’s activities, online schooling, and the trials and tribulations of everyday life. Creating a home that promotes daily satisfaction and moments of joy is key for pursuing a happy life. Being happy doesn't have to be complicated, but our environment can significantly impact our mood, anxiety levels, and our overall mental health. That is why it’s so important that our homes are a sanctuary for relaxation, rest, and happiness. There are many simple tasks and low-budget design tweaks you can implement to instantly boost the happiness at home.

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Ready to Buy?

By SaleCore on March 30,2021

The prospect of buying a new home is exciting, but also stressful as it is one of the largest financial decisions you’ll ever make. Although owning a home comes with many advantages, you must consider your circumstances carefully when making such a big commitment. How will you know when you’re ready? Even when the interest rates are low and the market is competitive, there are many personal factors to qualify when determining whether the time is right. It should be a well thought-out decision and requires a hard look at the different aspects of your life.

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Closing Costs

By SaleCore on March 26,2021

As a homebuyer, it’s easy to get caught up in the excitement of making plans for your new home. You have accounted for the mortgage payments, thought about décor and color schemes, and planned where every piece of furniture will go. But, there are still some very important transaction details you may have overlooked, such as the countless transaction fees charged to buyers, known as Closing Costs. These costs can add up quickly and catch you by surprise. Therefore, it is imperative to understand what each fee covers, how you can reduce or eliminate these fees, and how much you may need to pay. Closing costs are unavoidable when buying (or refinancing) a home. However, understanding what these costs cover, ensuring you’re getting the best rates, and budgeting for them will make for a smoother closing process.

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Home Inspection Debacles

By SaleCore on March 17,2021

Closing on a new home can be very exciting, but sometimes you encounter inspection debacles that can break the deal. As a seller, inspection surprises can catch you off-guard forcing you to spend thousands before you can close. As a buyer, these surprises may prevent you from signing off on the home of your dreams. So, as you can imagine, the home inspection is one of the bigger points of contention in a real estate deal. With so much up for negotiation, the home inspection raises many questions. For example, what are mandatory repairs? And, who must pay for these repairs?

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Buyer Beware

By SaleCore on March 12,2021

Whether you’re looking to purchase your first home, second home or even a vacation home, buying a house is one of the biggest investments you’ll ever make. For this reason, buyers need to be extremely vigilant throughout the house-hunting process. It can be a very exciting time, and while it’s easy to get caught up in the emotion, buyers must remember to stay mindful, to look beyond beauty, and examine the integrity of the elements that make up the home. Sellers don't always disclose the whole truth to potential homebuyers, especially if they're motivated to sell, so it’s crucial to know what you’re getting into before making a commitment. To save you time, money, and heartache, be sure to look closely at any prospective home with a fine tooth comb. Keep these common red flags in mind, use your senses, and think twice before you buy, no matter how incredible the house may seem.

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Why PMI?

By SaleCore on March 02,2021

As a homebuyer ready to take the plunge, a mortgage lender will typically require a minimum down payment of 20% of the home's purchase price. As a borrower, if you cannot meet that minimum requirement, a lender will view the loan as a risky investment and therefore require Private Mortgage Insurance, also known as PMI. What does this mean for you? While PMI does have some downfalls, it may have its advantages as well. It is important to do your research, get all your questions answered, and make the best decision for you and your situation.

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Get Ready, Get Set, Buy!

By SaleCore on February 18,2021

The real estate market generally cycles through two stages, a buyer’s market and a seller’s market. In a seller’s market, inventory is low and demand is high, resulting in much more competition for each property. In addition, sellers have many more freedoms when it comes to asking price and negotiations. As a homebuyer, it can be very overwhelming as markets can shift almost overnight. When the market changes, your home-buying strategy needs to change with it, and time is of the essence. In a seller's market, you should always assume you're competing against several other offers. You must be prepared and ready to act quickly at any given time. You want every advantage and a smart strategy for positioning yourself ahead of other buyers to edge out the competition. Establishing that you’re a serious buyer, with the financial capabilities to meet all obligations, is the first way to a seller’s heart. But, be willing to go the extra mile to ensure success in a seller’s market.

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Common Selling Mistakes

By SaleCore on January 27,2021

Selling your home can be time-consuming and emotionally challenging, especially if you’ve never done it before. Half the battle is anticipating issues before they come up, and making sure you are mentally and financially prepared for any less-than-ideal scenarios. It is extremely frustrating when your home is not selling, and knowing that the longer it sits on the market, the less appealing it will become to buyers. Thinking about all that can go wrong and how the consequences of a mistake can impact your finances and your peace-of-mind, might be overwhelming. However, knowledge is power and if you’re aware of some common mistakes to avoid when selling your home, you can be more confident when something doesn’t go as planned.

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Understanding Home Equity

By SaleCore on January 24,2021

Homeownership has paved its way as part of the American Dream by providing families with a place of their own and an opportunity for building financial security. This security comes in the form of Home Equity. Whether you’re just beginning the home-buying process or already a homeowner, understanding home equity is the key to getting the most benefit from your investment. Although a lengthy process, building equity in your home can be the smartest, long-term strategy for wealth and financial security. It is especially beneficial during these trying times when many households are struggling with their housing expenses, as homeowners have better alternatives because of their equity.

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Negotiating After Inspection

By SaleCore on January 10,2021

When an offer to buy a home is accepted, it can be easy for both the buyer and seller to feel that they’re safely at the finish line. The acceptance of an offer brings the deal much nearer to the closing table, but there are still important steps the transaction must go through before the deal is complete. Typically, a buyer’s offer comes with some contingencies, the most common being Contingent Upon Home Inspection. A home inspection is conducted by a licensed professional who evaluates the property from top-to-bottom to identify any parts of the home that are out-of-code or in need of repair/replacement, and provides the buyer with a detailed report of the home’s structure, plumbing, electrical, foundation, roof, etc. Home inspection clauses allow a buyer to back out of a deal without losing their deposit if the home inspection results are not satisfactory. If the buyers still want the home, they will begin the negotiation process.

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First Time Buyer

By SaleCore on December 27,2020

If you are reading this article you are probably around the age 25-35 and are looking into purchasing your first home. This is one of the biggest decisions and one of the most expensive purchases you will make in your life. When purchasing your first home there are a lot of unknowns and unexpected expenses so it is important to have a deep understanding of your personal finances and priorities when it comes to finding your dream property. Ask yourself, "Am I financially stable?" or "Is now the right time to invest in a home?" Buying a home is not always going to be a positive investment. Looking at the market and loan rates can greatly affect a first time buyer and need to be taken into consideration. Here are the 9 steps that will help you along the way and lead to a positive return on your investment as a young buyer.

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Selling During the Holidays

By SaleCore on December 16,2020

While the thought of selling your home during the winter months may dampen your holiday spirit, the season does have its advantages. There is typically less inventory in the housing market, allowing your home to easily stand out, and holiday buyers tend to be more serious. Some people need to sell during the holidays, and some people need to buy during the holidays. It may not seem like the most ideal time, but provided you position your home in just the right way, it also presents a unique opportunity to create a warm and cozy environment that you can’t present during the spring or summer months. Follow these steps to make your home bright, cheery, and inviting to potential buyers, because selling your home this holiday season may be your best gift all year.

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Go Greener at Home

By SaleCore on November 24,2020

The idea of making your home environmentally-friendly can be overwhelming. While many people associate going-green with inconvenient and expensive lifestyle changes, there are a number of economical and easy adjustments you can make around the house to reduce landfill waste, clean the air, and preserve the natural landscape. Begin with the small things, and over time you can take bigger steps to building an energy-efficient home, and significantly shrinking your carbon footprint. Being eco-wise is not only good for your home and the earth, but your budget as well. Following are several tips toward achieving a more sustainable lifestyle.

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Boost Your Appraisal

By SaleCore on November 15,2020

When selling your home, a very important part of the process includes a home appraisal. The ultimate goal of the appraisal is to place your home on the market based on a fair and comparable set of standards, but also to have it appraise at the highest dollar amount possible. There are a number of factors that will affect the end-value of your appraisal. As a homeowner, you cannot control such factors as the housing market, comparable sales in the area, and the age and location of your home. Many factors, however, are within your control and understanding these will help get you the most value, and avoid over- or underpricing your home. Aside from major renovations, home additions, and other expensive improvements, there are numerous other ways to boost your appraisal.

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Maximize Your Deductions

By SaleCore on October 27,2020

Homeownership is a great investment, and rewarding in so many ways…building equity, making a house your home, and significant tax benefits. As such, knowing what you're eligible for is the first step in saving as much as possible. Taxes are complicated and unique to each individual’s/ couple’s situation. In order to maximize your homeowner deductions, it’s important to consult with a tax professional to help determine which deductions make the most financial sense for you. In general, however, when you itemize your deductions, you will be able to deduct the following:

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Ensure a Smooth Moving Day

By SaleCore on October 13,2020

Moving is an adventure, but the moving process itself can be a very overwhelming experience. Whether you are relocating across town or across country, packing up your belongings and loading everything you own into a moving van isn't easy. However, with some time and organization, you will be amazed how much smoother the transition can be. Because there is so much work to be done, breaking the process into these 4 steps will help you to stay focused, remember the small things, and enjoy those last moments in your home.

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Save Thousands at Closing

By SaleCore on October 05,2020

Buying a home is an adventure, but an expensive one at that. Moreover, the process of obtaining a home loan can be confusing and daunting. This is especially true when it comes to closing costs, a lengthy list of fees charged by the lender and other vendors to facilitate the sale of the home. Understanding these fees, and whether or not you're being overcharged, can be overwhelming. The good news is that both buyers and sellers typically contribute to covering these costs, although buyers will pay the majority. Closing costs come from various places, but typically fall into three categories: lender fees, third-party fees, and prepaid funds for insurance, property taxes, and interest. Most buyers know to shop around when it comes to mortgage rates, but it shouldn't stop there. Pay close attention to these 6 ways to reduce your closing costs, it could potentially save you thousands of dollars in the long-run. If you do your research and are prepared, you won’t be surprised by the final figures.

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Get Ready, Get Set, Sell!

By SaleCore on September 21,2020

Selling your home and knowing what steps to take to accomplish it quickly can be a stressful and emotional experience. But, you don’t have to do it alone. Having the right teammates can provide you invaluable expertise, guidance, and advice. Whether you are a first-time or experienced seller, having these professionals on your team can make all the difference in having a quick and stress-free experience.

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Home Maintenance Tips

By SaleCore on September 11,2020

For most Americans, your home is your biggest investment, so why not protect it? Whether you’re planning to sell in the future, or happy where you are, home maintenance must always be a priority. It’s easy to procrastinate, to ignore the warning signs, but keeping a watchful eye on these 5 issues will help ensure that a small problem doesn't turn into a much larger and more expensive problem in the long run. The key is not waiting until there’s an issue to deal with; a little prevention goes a long way.

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Skip the Home Inspection?

By SaleCore on August 08,2020

Finding and buying the perfect home can be an arduous process no matter how many times you’ve done it. Between the revolving dollar signs and flurry of tedious paperwork, it might be tempting to skip the home inspection. But a home inspection can save you thousands of dollars in the long run, so it’s worth the small investment. Consider these 5 reasons you should go ahead and schedule that home inspector, despite the inconvenience.

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Build Your Dream Home Office

By SaleCore on August 02,2020

Working from home should be relaxing and give a sense of freedom from your everyday cubical. Now that people have been forced to isolate due to this current pandemic, COVID-19, many people have moved to working at home. These tips will give you some insight into creating a happy, relaxing, and productive workspace. Having a designated personal workspace will also help you separate your personal life from your work. To stay motivated and inspired check out these five tips for a successful workspace.

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Sell Your House for Top Dollar

By SaleCore on July 10,2020

In order to sell your house for top dollar here are a few things you can do. Whether it is intentional or not, homebuyers are massively influenced by their first impression of a respective property. The first impression is responsible for setting the tone for the rest of the experience. If you are looking to sell your home follow these steps to void any potential setbacks and unappealing characteristics. Complete these steps and you will be off to selling your home in no time.

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Feel Your Best in Your Nest

By SaleCore on June 29,2020

Your home should be your haven, your happy place. If you are looking at ways to spice up your home use these tips and tricks to make your home an oasis you will not want to leave. There is no need to stress, after reading this article you will be left with five tiny tweaks that are easy, quick, and affordable. These strategies will leave you feeling your best in your nest.

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Why Invest in Real Estate Now?

By SaleCore on May 18,2020

With the challenges to the current market, are you wondering if investing in real estate is right for you? If so, you are not alone. Investing in real estate can be a lucrative- and satisfying- way of making money. For inexperienced newcomers, however, it can also be intimidating and overwhelming.

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Boost Your Home's Curb Appeal

By SaleCore on May 11,2020

Lush lawns, vibrant paint, sparkling windows, and charming front porches. Homeowners looking to sell in a competitive real estate market need every advantage they can get their hands on. One of the simplest yet most impactful ways sellers can make their home leave a stellar first impression is through upgrading their home's curb appeal. Here are three reasons why you should boost your home’s curb appeal now.

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Selling to Millennial Buyers

By SaleCore on March 11,2020

Millennials are now the single biggest market of potential home buyers in America, and they will keep revolutionizing the industry for at least the next decade. Knowing how to appeal to this demographic is the key to attracting their interest. A few simple and affordable upgrades to your home will effectively grab their attention, so follow these ideas and attract millennial buyers -- quickly and profitably.

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Getting your House Ready for Sale

By SaleCore on February 17,2020

Whether you are selling a property you have inherited, or just getting ready to move on from the place you raised your family, selling a property brings many emotions. But that doesn’t mean you should just get it over with, you want to do this right, and that means finding a real estate agent with local experience and success selling similarly priced properties. This can seem like a challenge, but with online resources, such as agent reviews, and the experiences of friends and family, you can find a local expert to help. The agent will assess your property and identify areas of work that may need doing to help the sale, along with sourcing the professional photos and establishing the listing price that will get the best response.

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Rising Prices and Home Equity

By SaleCore on January 20,2020

Over the last couple of years, we’ve heard quite a bit about rising home prices. Today, expert projections still forecast continued growth, just at a slower pace. One of the often-overlooked benefits of rising home prices is the positive impact they have on home equity. Let’s break down three ways this is a win for homeowners.

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Sell During the Winter?

By SaleCore on January 12,2020

Many home sellers believe that Spring or Summer are the ideal times to sell a property, so much so it seems odd to suggest otherwise. However, Winter is a great time to sell your home and get a good price for it. Here are 5 reasons why, if you are thinking of selling, winter is the perfect time to do it.

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Saving for Your Own Home

By SaleCore on December 31,2019

Most likely to be the biggest purchase you ever make, and a landmark milestone in so many American’s lives, buying your own home is a goal for all kinds of people. However, for most of us, that means taking on a mortgage, and to be approved for that, you will need to put some money down. That isn’t the only thing that anyone thinking of buying a home needs to save for either, from property taxes to closing costs, and of course ongoing repairs and maintenance once you have that dream home, the costs quickly add up. Saving to cover all of that can take time. If you are staring at endless bills while your dream of owning a home seems to have disappeared over the horizon, don’t fret, our 5 tips will help you save the money you need.

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Home for the Holidays

By SaleCore on December 16,2019

Staying home for the holidays can be a very heart-warming time, filling your home with memories that will last for years, especially when hosting guests. However, the added task of preparing your home for this special time can be stressful, particularly when the days leading up to the holidays are already very busy. We offer these 5 tips for you to make your home ready for the holidays.

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How to Buy Your First Home

By SaleCore on December 09,2019

Buying your first home is an adventure unlike any other. Exciting in parts, scary in others, it is not just a landmark moment, but opens the door to a new way of living. The thing is, it doesn’t have to be scary at all, once you know what’s coming, you can prepare properly and take it all in your stride. This is good for your nerves, but also allows you to enjoy the adventure more, because that first home really is something to savor. Here are 7 tips for making sure you are ready for that first purchase, take them in and know that you can handle anything that comes your way.

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Selling Your First Home

By SaleCore on December 08,2019

One thing that is only obvious once you have done it, is that the process of selling a home is very different to that of buying one. For anyone faced with selling their first home, whether that to find something bigger for a growing family, or just to move to a different area for work, that difference in process can be a shock. It can also lead to difficult challenges that could be avoided with more knowledge and preparation. In this guide, we give you the information to help make your first sale a hassle-free experience.

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Becoming a Productive Homebuyer

By SaleCore on December 07,2019

In a competitive housing market, finding your dream home means taking control. If you’re not a productive homebuyer, you could be missing out on the ideal home, so what are you waiting for? Being a productive homebuyer means being in control, taking opportunities in the market to get the best deal possible. To be a productive homebuyer you need to understand the intricacies of the real estate market, not just the information an agent tells you. Doing this puts you in a better position than others to get the best price for that dream home. The thing is, it’s not difficult, you can be a productive homebuyer too, just follow these three simple tips and get ahead of the pack to grab the perfect home at an affordable price.

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5 Great Outdoor Living Ideas

By SaleCore on December 06,2019

When creating your outdoor living area try to mimic the look of your dream vacation spot. Set the scene for relaxation by styling your outdoor living area with design details that remind you of being on holiday. No matter your budget, there are plenty of ways to make an outdoor space pretty, practical and even more enjoyable. Here are some of our favorites.

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5 Things You Must Do Before Selling Your Home

By SaleCore

Selling a house can be a major turning point in someone’s life. When you get ready to sell your house, it can lead to a situation of emotion, busyness, and stress. It’s easy to look over some of the most important things to make sure you’ve done before you put that ‘For Sale’ sign up for grabs. Thinking About Selling Your House? You MUST do These 5 Things First!

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